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We learned about these security breaches only due to a pioneering California notice credit report fraud Boston breach law that companies complied with nationwide, while other states began to pass their own laws.Easy availability of confidential financial credit report fraud Boston information, coupled with sloppy credit-granting practices by creditors and credit bureaus, makes it easy for identity thieves to open accounts in our name.Security freezes give consumers real control over access to their credit report. A freeze prevents access to your credit report to new creditors.
This closes the loophole that identity thieves have exploited, since most credit report fraud Boston businesses will not issue new credit or loans to people without first reviewing their credit report fraud Boston credit reports. California enacted the first freeze law in 2001, and 24 states have followed with their own laws.Now, the banks and credit card companies are pressuring Congress to override the strongest security freeze and breach notice laws, as well as dozens of other state identity theft reforms, credit report fraud Boston with a weak federal law that wont stop identity theft and wont allow the states credit report fraud Boston to innovate.Under the flawed HR 3997, only previous identity theft victims would be able to use security freezes. Thats like credit report fraud Boston saying only victims of car crashes could wear seat belts. And, the bill would allow companies that lost confidential information to decide whether it was important to tell us. credit reporting free PIRG identity theft expert Ed Mierzwinski credit report fraud Boston explains how the states gave consumers privacy protection through the security freeze.
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